Laporan Keuangan Koperasi Simpan Pinjam [PDF]

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LAPORAN KEUANGAN KOPERASI SIMPAN PINJAM NERACA PER 31 DESEMBER 2010  AKTIVA AKTIVA LANCAR                                                       ( Rp ) Kas                                                                              55.362.907 Bank DKI Syariah                                                       257.422.902 Piutang Usaha                                                             9.261.308.239 Penyisihan piutang                                                      (245.733.996) Jumlah Harta Lancar                                                 



                          9.328.360.052



PENYERTAAN Saham Bank BKE                                                       39.000.000 Takop BKE                                                                 167.225.197 Jumlah Penyertaan                                                                               206.225.197  AKTIVA TETAP Nilai Perolehan Harta Tetap                                        722.341.749 Akumulasi Penyusutan                                               (58.273.300) Nilai Buku                                                                    664.068.449 TOTAL HARTA                                                                                             10.198.653.698



PASIVA KEWAJIBAN JANGKA PENDEK                                 ( Rp ) Simpanan Sukarela                                                      890.290.462 Beban yg Masih Harus Dibayar                                   4.000.000 Jumlah Kewajiban Jk. Pendek 



894.290.462



KEWAJIBAN JANGKA PANJANG Hutang Bank DKI Syariah                                         3.279.902.777 Hutang Bank BKE                                                     3.218.829.625  Jumlah Hutang Jangka Panjang                



                                       6.498.732.402



MODAL SENDIRI Modal disetor                                                              15.000.000 Modal tetap tambahan                                                2.157.206.329 Cadangan                                                                    254.584.377



SHU tahun berjalan                                                    378.840.128 Jumlah Modal Sendiri                                                                         2.805.630.834  TOTAL PASIVA                                                                                            10.198.653.698  Analisis: Jadi, laporan keuangan koperasi simpan pinjam pada perhitungan neraca pada total harta dan pasiva tahun 2010 berjumlah Rp. 10.198.653.698 yang berarti balance antara pemasukan dalam koperasi dengan pengeluaran yang ada pada laporan keuangan simpan pinjam tersebut.



PERHITUNGAN HASIL USAHA UNIT USAHA SIMPAN PINJAM PER 31 DESEMBER 2010



PENDAPATAN                                                                  (Rp) Jasa Pinjaman Unit Simpan Pinjam                             1.587.549.907 Provisi Pinjaman Simpan Pinjam                                236.207.261 Pendapatan Administrasi Pinjaman                            86.512.500 Jasa Giro                                                                     Rp 6.225.197 TOTAL HASIL USAHA KOTOR                                                    1.916.494.865 BEBAN- BEBAN BIAYA OPERASIONAL                                                  (Rp) Biaya Bunga Pinjaman                                                606.071.797 Beban Provisi Pinjaman                                              70.000.000 Beban Administrasi & Asuransi Ruko                        28.765.000 Transportasi Karyawan/Belanja barang                      11.900.000 Biaya Gaji Karyawan                                                  176.000.000 Beban Lembur Karyawan                                           3.000.000 Biaya Penagihan Piutang                                            60.020.800 Biaya Premi kehadiran Karyawan                              13.175.000 Beban Operasional Kendaraan                                   1.000.000 BIAYA UMUM DAN ADMINISTRASI                        (Rp) Pemakaian ATK                                                          17.002.793 Rekening Telepon                                                       2.280.160 Pemeliharaan Komputer                                              2.105.000 Pemeliharaan AC                                                        380.000 Beban Pemeliharaan Kendaraan                                 8.354.304 Beban penyusutan inventaris computer                      5.145.000



Beban penyusutan Inventaris Kantor                         4.153.300 Beban Penyisihan Piutang Tak tertagih                      92.558.782 Beban Bonus Manager                                                30.308.769 Beban Perizinan                                                          480.000 Beban Seragam Karyawan                                          3.000.000 Rekening Listrik                                                         16.001.296 Beban Penyusutan inventaris Kend.                           12.115.000 BEBAN ORGANISASI                                                (Rp) Biaya Audit                                                                8.000.000 Bingkisan Lebaran Anggota                                       252.382.000 Rapat Anggota Tahuanan ( RAT)                               57.635.400 Honor Pengawas                                                         23.200.000 THR Pengawas                                                           3.000.000 Transport Pengawas                                                    4.700.000 BEBAN PAJAK                                                              (Rp) Pajak PPH Pasal 29                                                     24.040.711 Pajak PPH Pasal 21                                                     879.625 JUMLAH TOTAL BEBAN-BEBAN                                                           (1.537.654.737) SISA HASIL USAHA                                                                                   378.840.128



LAPORAN PERUBAHAN MODAL PER 31 DESEMBER 2010 MODAL                                                                          (Rp) Modal awal                                                                 15.000.000 Modal tetap tambahan                                                 2.157.206.329 Cadangan                                                                    254.584.377 SHU tahun berjalan                                                    378.840.128 Jumlah Modal                                                                         2.805.630.834 SHU                                                                                                    378.840.128 Modal Per31 Desember 2010                                                                         3.184.470.962